ftInvstr
5PAISA · Financial Services ₹340.0 -1.08% Mkt Cap ₹1601 Cr

5PAISA

Financial Services Capital Markets
₹340.0
-1.08% today · 30d -6.85%
as of 2026-09-04
Price · Daily Candles
“5PAISA navigates market shifts as DIIs exit, FIIs and Promoters boost stakes, following a 1:2 Rights Issue.”
5PAISA recorded ₹85.0 Cr in Q4 revenue, marking 19.86% YoY growth, with net profit up 7.83% to ₹11.0 Cr. Despite this quarterly strength, annual revenue for FY26 fell 11.13% to ₹320.0 Cr, and net profit declined 35.24% to ₹44.0 Cr. The company's ROIC stands at 10.0%, and it trades at a TTM PE of 24.19.
BULL CASE
+Q4 2026 revenue increased by 19.86% YoY to ₹85.0 Cr, and net profit rose by 7.83% YoY to ₹11.0 Cr.
+Promoter shareholding increased by 3.73% QoQ to 36.5% during the quarter ending April 13, 2026.
+FIIs increased their stake by 2.66% QoQ, holding 15.07% as of April 13, 2026.
+The stock is trading at 22.87% below its 52-week high of ₹433.7, suggesting potential upside.
BEAR CASE
Annual revenue for FY26 declined by 11.13% YoY to ₹320.0 Cr, accompanied by a 35.24% decrease in net profit to ₹44.0 Cr.
Public shareholding decreased by 6.38% QoQ, holding 48.42% as of April 13, 2026.
The company's FCF for the period was negative (-₹111.0 Cr), representing a -7.02% FCF yield.
ML predictions for FCF 1-year growth are weak, with ranks at 0.097 (recent 2yr), 0.223 (rolling 4yr), and 0.093 (stable 7yr).
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹88 Cr
+13.7% YoY
NET PROFIT
₹12 Cr
+0.18% YoY
OPM
29.55%
-2.95pp YoY
EPS
₹2.6
PE 24.19
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-6.9% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
5PAISA operates in the Capital Markets sector at a TTM PE of 24.19 and ROCE of 10.0%, trailing behind peers like ANGELONE (PE 34.33, ROCE 29.73%) and CDSL (PE 56.19, ROCE 40.32%).
PEERPEROCE %
5PAISA24.1910.0
GROWW56.1148.94
MOTILALOFS28.0418.94
AIIL9.9125.62
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒

9 ML-predicted forward-growth ranks across sales, EBIT, and FCF.

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51
SCORE / 100
Overall
6-axis composite of the sections below.
Performance POSITIVE 55
Valuation REASONABLE 60
Growth DECLINING 22
Profitability HIGH 75
Technicals WEAK 45
Risk MODERATE 50
Key Stats
TTM PE
24.19
P/B
1.67
52W HIGH
₹416.95
OFF HIGH
-18.46%
MKT CAP
₹1601 Cr
◉ Active Signals
MACDBearish-5.6852
RSI(14)Bearish36.09
⧉ Strategy Fit 🔒

See which of ftInvstr's 50+ strategies hold 5PAISA and at what entry.

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