₹1972.0
-0.64% today
· 30d -5.4%
as of 2026-09-04
Price · Daily Candles
“Bajaj Finserv navigates volatility with strong annual revenue growth, while FIIs trim holdings.”
Bajaj Finserv reports a 12.47% YoY annual revenue increase to ₹150,504 Cr and a 12.03% YoY net profit growth to ₹19,669 Cr for FY26. Despite this, the stock has seen a 9.88% price decline over the past year. Shareholding data reveals a 1.02% QoQ increase in DII stake, contrasting with a 0.82% QoQ decrease by FIIs.
BULL CASE
+Annual revenue grew 12.47% YoY to ₹150,504 Cr for the period ending March 31, 2026.
+Annual net profit increased by 12.03% YoY to ₹19,669 Cr in FY26.
+Quarterly net profit for Q4FY26 saw a 9.88% YoY increase to ₹5226 Cr.
+DIIs increased their stake by 1.02% QoQ to 11.76% in the quarter ending March 31, 2026.
+ML predictions show strong sales growth ranks (0.944 for recent 2Y, 0.930 for rolling 4Y, 0.822 for stable 7Y).
BEAR CASE
−The stock has performed poorly, with a -9.88% return over the past year and -12.31% over the last three months.
−FIIs decreased their stake by 0.82% QoQ to 7.24% in the quarter ending March 31, 2026.
−The company's Free Cash Flow is negative at -₹56,316 Cr, representing a -19.56% FCF yield.
−Profit margin stands at 6.57%, which is relatively low for its sector.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-03-31
REVENUE
₹38494 Cr
+5.19% YoY
NET PROFIT
₹5226 Cr
+9.88% YoY
OPM
37.72%
+2.94pp YoY
EPS
₹15.9
PE 29.48
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-17.9% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
Bajaj Finserv's PE of 29.48 and ROCE of 11.0% position it above peers like ABCAPITAL (PE 25.28, ROCE 3.38%) and EDELWEISS (PE 19.57, ROCE 4.03%), but below ARSSBL's ROCE of 15.42% despite ARSSBL's higher PE.
PEERPEROCE %
BAJAJFINSV29.4811.0
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
64
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
POSITIVE
55
Valuation
REASONABLE
60
Growth
STRONG
74
Profitability
HIGH
75
Technicals
NEUTRAL
67
Risk
MODERATE
50
Key Stats
TTM PE
29.48
P/B
3.69
52W HIGH
₹2195.0
OFF HIGH
-10.16%
DIV YIELD
0.07%
MKT CAP
₹314127 Cr
◉ Active Signals
MACDNeutral-10.1167
RSI(14)Neutral46.92
Street Consensus
15 analysts₹2159.6
mean target
Low ₹1600.0Now ₹1972.0High ₹2430.0
⧉ Strategy Fit 🔒