₹29.02
-1.12% today
· 30d -7.14%
as of 2026-11-09
Price · Daily Candles
“Coral Finacial's quarterly profit soars 60% amidst annual revenue decline, challenging valuation.”
Coral Finacial reports a significant quarterly net profit increase of 60.79% YoY to ₹4 Cr, despite annual revenues for FY25 dropping 30.78% to ₹21 Cr. The stock currently trades at a TTM P/E of 8.99, but its intrinsic value suggests it is overvalued by 29.2%.
BULL CASE
+Q3 2025 net profit showed strong growth, increasing by 60.79% YoY to ₹4 Cr.
+Operating profit margin for Q3 2025 rose by 21.15% YoY, reaching 86.0%.
+Profitability is high with a profit margin of 72.18% and the business score assigning 100 on profitability.
+The stock’s TTM P/E of 8.99 is significantly lower than some sector peers like SMARTWORKS (P/E 489.22) and WEWORK (P/E 104.71).
BEAR CASE
−Annual revenue witnessed a substantial decline of 30.78% in FY25 compared to FY24.
−The stock is currently trading at ₹32.16, identified as 29.2% overvalued compared to its intrinsic value of ₹22.77.
−The stock has seen significant price depreciation, with returns of -28.93% over the past year.
−ML predictions indicate weak growth ranks across various metrics, with 1-year sales growth (recent 2-year) at a rank of 0.307 and EBIT growth (recent 2-year) at 0.296.
⟳ What Changed
₹ Latest Earnings · Q ending 2025-12-31
REVENUE
₹4 Cr
+6.57% YoY
NET PROFIT
₹4 Cr
+60.79% YoY
OPM
86.0%
+21.15pp YoY
EPS
₹0.93
PE 8.99
Intrinsic value · DCF ₹2.33 · Margin of safety -92.0% (overvalued) · FCF yield 16.04%
◇ Sector Position
Coral Financial (PE 8.99, ROCE N/A) trades at a significantly lower valuation than peers like WEWORK (PE 104.71, ROCE 31.68%) and SMARTWORKS (PE 489.22, ROCE 26.0%), but its ROCE data is unavailable for direct comparison.
PEERPEROCE %
CORALFINAC8.99—
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
52
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
UNDERPERFORMER
5
Valuation
CHEAP
90
Growth
DECLINING
20
Profitability
HIGH
100
Technicals
WEAK
47
Risk
MODERATE
50
Key Stats
TTM PE
8.99
P/B
0.6
52W HIGH
₹46.54
OFF HIGH
-37.65%
DIV YIELD
1.21%
MKT CAP
₹117 Cr
◉ Active Signals
MACDNeutral0.2278
RSI(14)Neutral47.14
⧉ Strategy Fit 🔒