₹28.51
-0.7% today
· 30d -11.98%
as of 2026-09-04
Price · Daily Candles
“INDBANK: Quarter Net Profit up 6.66% YoY, while Annual Profit Plunges 15.82%.”
INDBANK (Capital Markets, Market Cap ₹150 Cr) shows a mixed performance, with Q4FY26 net profit growing 6.66% YoY to ₹1.0 Cr, despite annual net profit for FY26 declining 15.82% to ₹7.0 Cr. The stock currently trades at a P/B of 1.54 and a TTM PE of 21.3, with a 3-year revenue CAGR of 9.57%.
BULL CASE
+Quarterly net profit for Q4FY26 increased by 6.66% YoY to ₹1.0 Cr.
+Quarterly revenue grew by 11.01% YoY to ₹6.0 Cr in Q4FY26.
+The 3-year net profit CAGR is strong at 26.62% as of FY26.
+Operating Profit Margin for Q4FY26 improved by 0.14% YoY.
BEAR CASE
−Annual net profit for FY26 decreased significantly by 15.82% YoY to ₹7.0 Cr.
−Annual revenue for FY26 declined by 6.21% YoY to ₹25.0 Cr.
−The stock is trading 27.89% off its 52-week high of ₹47.15.
−ML predictions indicate a weak outlook for Free Cash Flow, with a 1-year FCF recent 2-year rank of 0.249.
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹7 Cr
+3.22% YoY
NET PROFIT
₹2 Cr
+11.05% YoY
OPM
45.76%
+2.2pp YoY
EPS
₹0.54
PE 21.3
Intrinsic value · DCF: N/A — ML model predicts severe Δ FCF compression (h1=-50.0%, h2=-50.0%, h3=-50.0% of mktcap), driving projected FCF negative by year 3 despite healthy current FCF. Treating as forecast outlier rather than reporting a misleading ₹0 valuation. Use the Strategy Fit and ML sections instead.
◇ Sector Position
INDBANK's TTM PE of 21.3 sits below peers like GROWW (56.11) and CDSL (56.19) but higher than AIIL (9.91), with a ROE (not provided) compared to peers achieving up to 48.94% (GROWW).
PEERPEROCE %
INDBANK21.3—
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ML Forward Growth Predictions 🔒
47
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
UNDERPERFORMER
20
Valuation
REASONABLE
60
Growth
DECLINING
27
Profitability
HIGH
100
Technicals
BEARISH
25
Risk
MODERATE
50
Key Stats
TTM PE
21.3
P/B
1.54
52W HIGH
₹47.15
OFF HIGH
-39.53%
MKT CAP
₹126 Cr
◉ Active Signals
MACDBearish-0.3203
RSI(14)Bullish24.08
Near 52W LowBearish1.46
⧉ Strategy Fit 🔒