₹132.0
-2.08% today
· 30d +2.33%
as of 2026-09-04
Price · Daily Candles
“JM Financial's Q4 Profit Surges 53% Despite Revenue Dip, FIIs Trim Holdings”
JM Financial recorded a robust 53.56% YoY net profit growth to ₹318 Cr in Q4 2025, even as quarterly revenue declined 9.65%. The stock is trading at a TTM PE of 10.34 and offers an attractive dividend yield of 3.17%.
BULL CASE
+Net profit saw a significant surge of 53.56% YoY in Q4 2025, reaching ₹318 Cr.
+The company maintains a high profit margin of 35.62%.
+Trades at a TTM PE of 10.34, significantly lower than the peer average of 35.58, and offers a strong dividend yield of 3.17%.
+Promoter holding increased marginally by 0.17% QoQ to 57.07% as of Q4 2026.
BEAR CASE
−Q4 2025 revenue declined by 9.65% YoY to ₹999 Cr, and annual revenue for FY25 also fell by 9.41% YoY.
−FIIs decreased their stake by 0.55% QoQ to 17.15% in Q4 2026.
−The stock is trading 33.83% below its 52-week high of ₹199.8.
−The MACD signal is bearish with a moderate strength of -1.105, indicating potential downward momentum.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹1201 Cr
+8.03% YoY
NET PROFIT
₹369 Cr
-19.66% YoY
OPM
59.13%
-17.58pp YoY
EPS
₹3.05
PE 10.34
Intrinsic value · DCF: N/A — ML model predicts severe Δ FCF compression (h1=-13.4%, h2=-11.3%, h3=-5.6% of mktcap), driving projected FCF negative by year 3 despite healthy current FCF. Treating as forecast outlier rather than reporting a misleading ₹0 valuation. Use the Strategy Fit and ML sections instead.
◇ Sector Position
JM Financial, with a TTM PE of 10.34 and ROCE of 9.0%, trades at a significant discount in the Capital Markets sector compared to peers like GROWW (PE 56.11, ROCE 48.94%) and MOTILALOFS (PE 28.04, ROCE 18.94%).
PEERPEROCE %
JMFINANCIL10.349.0
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
56
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
UNDERPERFORMER
20
Valuation
CHEAP
75
Growth
STEADY
62
Profitability
HIGH
80
Technicals
STRONG
72
Risk
ELEVATED
30
Key Stats
TTM PE
10.34
P/B
1.23
52W HIGH
₹199.8
OFF HIGH
-33.93%
DIV YIELD
3.17%
MKT CAP
₹12655 Cr
◉ Active Signals
MACDBullish0.2733
RSI(14)Neutral56.62
Street Consensus
1 analyst₹160.0
mean target
Low ₹160.0Now ₹132.0High ₹160.0
⧉ Strategy Fit 🔒