₹232.6
-0.41% today
· 30d +6.7%
as of 2026-11-09
Price · Daily Candles
“Religare: Quarterly Profit Dips 36% Despite Revenue Surge; Promoter Stake Jumps.”
Religare reported a Q4 revenue increase of 21.64% YoY to ₹2467 Cr, yet net profit fell by 36.78% YoY to ₹96 Cr. Annually, revenue grew 15.03% to ₹8459 Cr, but net profit plummeted 60.09% to ₹73 Cr. Despite muted growth and profitability scores, the stock displays bullish MACD and RSI signals.
BULL CASE
+Q4 revenue grew by 21.64% YoY to ₹2467 Cr.
+Promoter shareholding increased by 4.0 percentage points QoQ to 30.27% as of 2026-03-31.
+The stock has delivered strong short-term price performance, with 6.77% in 1 week and 10.17% in 1 month.
+Active technical signals (MACD and RSI) are both moderately bullish.
BEAR CASE
−Q4 net profit declined by 36.78% YoY to ₹96 Cr, despite revenue growth.
−Annual net profit for 2026-03-31 saw a significant decrease of 60.09% YoY to ₹73 Cr.
−The company's PE TTM of 93.72 is significantly higher than some peers like LICI (9.41) and ICICIPRULI (47.1).
−ML models predict a weak rank for FCF 1-year across all time horizons (e.g., recent 2-year rank is 0.127).
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹2353 Cr
+26.43% YoY
NET PROFIT
₹-47 Cr
-674.87% YoY
OPM
-1.87%
-3.23pp YoY
EPS
₹-0.78
PE 93.72
Intrinsic value · DCF: N/A — ML model predicts severe Δ FCF compression (h1=-18.6%, h2=-30.1%, h3=-29.9% of mktcap), driving projected FCF negative by year 3 despite healthy current FCF. Treating as forecast outlier rather than reporting a misleading ₹0 valuation. Use the Strategy Fit and ML sections instead.
◇ Sector Position
Religare's PE TTM of 93.72 and ROCE of 3.0% position it as a higher-multiple, higher-return player compared to LIC (PE 9.41, ROCE 1.01%) but with a significantly higher PE than most insurance peers.
PEERPEROCE %
RELIGARE93.723.0
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
42
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
NEUTRAL
40
Valuation
STRETCHED
20
Growth
MUTED
43
Profitability
LOW
18
Technicals
NEUTRAL
58
Risk
LOW
70
Key Stats
TTM PE
93.72
P/B
2.76
52W HIGH
₹280.0
OFF HIGH
-16.93%
MKT CAP
₹7715 Cr
◉ Active Signals
MACDBullish3.2835
RSI(14)Bullish60.37
⧉ Strategy Fit 🔒