ftInvstr
SBIN · Financial Services ₹1018.9 -0.4% Mkt Cap ₹939247 Cr

SBIN

Financial Services Banks - Regional
₹1018.9
-0.4% today · 30d -6.25%
as of 2026-09-04
Price · Daily Candles
“SBI's Q4 Profit Treads Water as FIIs Step Up Amidst Bearish Technical Signals.”
State Bank of India reported a Q4 FY26 net profit of ₹20,161 Cr, up a modest 1.1% YoY, despite annual revenue growth of 4.89% to ₹514,933 Cr. The stock has seen a significant 1-month decline of -13.93%, coupled with bearish MACD and RSI signals, and currently trades at 10.42x TTM PE.
BULL CASE
+Annual revenue grew 4.89% YoY to ₹514,933 Cr for FY26.
+Promoter shareholding slightly increased by 0.02% QoQ to 55.52% in Q4 FY26.
+FIIs increased their stake by 1.07% QoQ, holding 11.41% in Q4 FY26.
+The stock’s TTM PE of 10.42x trades at a discount to peers like HDFCBANK (15.57x) and ICICIBANK (16.83x).
+Long-term net profit CAGR is 28.53% over 5 years.
BEAR CASE
Q4 FY26 net profit saw minimal growth, up only 1.1% YoY to ₹20,161 Cr.
Operating profit for Q4 FY26 declined by -13.47% YoY.
The stock is down -13.93% in the last month and -21.4% over three months.
DIIs reduced their stake by -0.93% QoQ to 26.24% in Q4 FY26.
Technical indicators MACD (-7.4588) and RSI(14) (32.31) are both moderately bearish.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹136240 Cr
+8.36% YoY
NET PROFIT
₹24579 Cr
+13.65% YoY
OPM
21.45%
+0.8pp YoY
EPS
₹26.12
PE 10.42
Intrinsic value · DCF: N/A — Free Cash Flow not reported (typical for banks / NBFCs). Use the Strategy Fit and ML sections instead.
◇ Sector Position
SBI's TTM PE of 10.42x offers a discount compared to sector leaders like HDFC Bank (15.57x) and ICICI Bank (16.83x), positioning it competitively despite its 13.85% ROE falling below some private peers.
PEERPEROCE %
SBIN10.42
HDFCBANK15.575.92
ICICIBANK16.837.5
AXISBANK14.857.9
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒

9 ML-predicted forward-growth ranks across sales, EBIT, and FCF.

Sign up freeSign in
62
SCORE / 100
Overall
6-axis composite of the sections below.
Performance STRONG 90
Valuation CHEAP 75
Growth STEADY 59
Profitability DECENT 68
Technicals WEAK 38
Risk ELEVATED 40
Key Stats
TTM PE
10.42
P/B
1.48
52W HIGH
₹1234.7
OFF HIGH
-17.48%
DIV YIELD
1.83%
MKT CAP
₹939247 Cr
◉ Active Signals
MACDBearish-4.7112
RSI(14)Bearish39.74
Street Consensus
38 analysts
₹1195.0
mean target
Low ₹980.0Now ₹1018.9High ₹1301.0
⧉ Strategy Fit 🔒

See which of ftInvstr's 50+ strategies hold SBIN and at what entry.

Sign up freeSign in