₹926.75
-0.24% today
· 30d -5.71%
as of 2026-11-09
Price · Daily Candles
“AU Small Finance Bank's Q4 Profit Soars 65%, FIIs Bolster Holdings Amidst Strong Sales Growth”
AU Small Finance Bank reported a robust Q4 2026, with net profit surging by 65.15% YoY to ₹832.0 Cr and revenue increasing by 17.53% YoY to ₹5019.0 Cr. Sales growth projections are strong, with a 1-year sales rank of 0.982. FIIs increased their stake by 0.81% QoQ, now holding 37.26%.
BULL CASE
+Q4 2026 net profit witnessed a significant 65.15% YoY increase to ₹832.0 Cr, indicating strong profitability.
+Quarterly revenue grew by 17.53% YoY to ₹5019.0 Cr, with annual revenue also up 16.02% YoY to ₹18636.0 Cr.
+FIIs increased their stake by 0.81 percentage points QoQ, now holding 37.26% of the company as of March 31, 2026.
+The 1-year sales growth ML rank is strong at 0.982, and the 1-year EBIT growth rank is neutral at 0.668.
BEAR CASE
−Operating profit margin (opm_pct) saw a 2.18% YoY decrease in Q4 2026.
−The 1-year FCF growth ML rank is weak at 0.021, suggesting potential free cash flow challenges.
−The stock is trading at a PE (TTM) of 28.93, which is higher than the sector median of 16.17.
−MACD and RSI(14) signals are both 'weak neutral', indicating a potential lack of strong short-term momentum.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-09-30
REVENUE
₹5612 Cr
+24.39% YoY
NET PROFIT
₹858 Cr
+52.92% YoY
OPM
23.72%
+0.56pp YoY
EPS
₹11.44
PE 28.93
Intrinsic value · DCF: N/A — Free Cash Flow not reported (typical for banks / NBFCs). Use the Strategy Fit and ML sections instead.
◇ Sector Position
AU Small Finance Bank's PE of 28.93 is significantly higher than peers like HDFC Bank (15.77) and ICICI Bank (17.0), while its ROE of 13.22% outpaces some larger peers like HDFC Bank's 5.92% (ROCE) and SBIN's 5.84% (ROCE).
PEERPEROCE %
AUBANK28.93—
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
64
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
STRONG
75
Valuation
REASONABLE
60
Growth
STRONG
84
Profitability
DECENT
68
Technicals
WEAK
47
Risk
MODERATE
52
Key Stats
TTM PE
28.93
P/B
3.79
52W HIGH
₹1144.1
OFF HIGH
-19.0%
DIV YIELD
0.1%
MKT CAP
₹69095 Cr
◉ Active Signals
MACDNeutral7.5323
RSI(14)Neutral46.31
Street Consensus
26 analysts₹1091.31
mean target
Low ₹775.0Now ₹926.75High ₹1275.0
⧉ Strategy Fit 🔒