₹83.19
+0.2% today
· 30d -3.55%
as of 2026-09-04
Price · Daily Candles
“BAJAJHFL's Profit Soars, Yet Share Price Declines 31.39% Amidst Negative FCF and Bearish MACD.”
BAJAJHFL delivered strong annual net profit growth of 18.38% to ₹2560 Cr and quarterly revenue growth of 15.74% to ₹2903 Cr. Despite this, the stock has seen a significant 1-year return decline of -31.39% and a current price of ₹85.0 is -33.95% off its 52-week high of ₹128.7. The company's free cash flow remains negative at -28.13% of market cap.
BULL CASE
+Annual net profit grew by 18.38% in FY26 to ₹2560 Cr.
+Quarterly revenue increased by 15.74% YoY to ₹2903 Cr with an operating profit of ₹2640 Cr.
+The 5-year CAGR for net profit stands at an impressive 41.39%.
+Profitability is rated 'HIGH' (score 100) by the business score, backed by a profit margin of 61.53%.
BEAR CASE
−The stock has plummeted by 31.39% over the last year and is 33.95% below its 52-week high of ₹128.7.
−Free cash flow is significantly negative at -28.13% of market cap, indicating a critical financial challenge.
−A moderate bearish MACD signal of -0.2562 indicates short-term downward pressure.
−DIIs reduced their stake by 0.21% QoQ, even as FIIs slightly increased by 0.04%.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹3063 Cr
+17.1% YoY
NET PROFIT
₹715 Cr
+22.63% YoY
OPM
92.39%
+1.73pp YoY
EPS
₹0.86
PE 27.7
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-28.7% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
BAJAJHFL trades at a 27.7 PE, notably higher than peers like LICHSGFIN (5.5 PE) and PNBHOUSING (12.43 PE), reflecting a premium for its strong growth and high profitability metrics, though its ROCE figures are not provided for direct comparison.
PEERPEROCE %
BAJAJHFL27.7—
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ML Forward Growth Predictions 🔒
60
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
UNDERPERFORMER
20
Valuation
REASONABLE
60
Growth
STRONG
75
Profitability
HIGH
100
Technicals
WEAK
38
Risk
LOW
70
Key Stats
TTM PE
27.7
P/B
3.16
52W HIGH
₹117.0
OFF HIGH
-28.9%
MKT CAP
₹69327 Cr
◉ Active Signals
MACDBearish-0.1217
RSI(14)Bearish39.23
Street Consensus
14 analysts₹95.29
mean target
Low ₹70.0Now ₹83.19High ₹125.0
⧉ Strategy Fit 🔒