₹566.25
+2.23% today
· 30d +11.91%
as of 2026-09-04
Price · Daily Candles
“LIC Housing Finance: FIIs Increase Stake Amidst Steady Profit Growth and Low Valuation”
LIC Housing Finance reported a Q4 net profit growth of +8.66% YoY to ₹1493 Cr, despite a slight revenue decline of -1.28%. The company trades at a TTM P/E of 5.34, significantly lower than the sector median, with an attractive dividend yield of 1.84%. FIIs increased their stake by 1.03% QoQ, signaling confidence.
BULL CASE
+Q4 net profit increased by 8.66% YoY to ₹1493 Cr, demonstrating profit resilience.
+Promoter shareholding remains substantial at 45.24% as of 2026-03-31.
+The stock trades at a TTM P/E of 5.34 and a P/B of 0.72, signaling a low valuation.
+FIIs increased their stake by 1.03% QoQ, holding 21.39% as of 2026-03-31.
BEAR CASE
−Q4 revenue declined by 1.28% YoY to ₹7212 Cr, indicating some top-line pressure.
−DIIs decreased their stake by 0.92% QoQ, holding 20.89% as of 2026-03-31.
−The 1-year return is -7.71%, underperforming the broader market.
−ML predictions for FCF show 'weak' ranks for 'recent_2y' (0.342) and 'rolling_4y' (0.299).
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹7083 Cr
-2.31% YoY
NET PROFIT
₹1499 Cr
+9.9% YoY
OPM
97.04%
+3.59pp YoY
EPS
₹27.25
PE 5.34
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-27.4% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
LIC Housing Finance's TTM P/E of 5.34 is considerably lower than the peer average of 18.23, while its profitability (implied by high OPM) competes with players like PNBHOUSING (PE 12.43, ROCE 3.35) and AADHARHFC (PE 19.01, ROCE 5.28).
PEERPEROCE %
LICHSGFIN5.34—
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ML Forward Growth Predictions 🔒
72
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
POSITIVE
55
Valuation
CHEAP
90
Growth
STEADY
66
Profitability
HIGH
100
Technicals
NEUTRAL
53
Risk
LOW
70
Key Stats
TTM PE
5.34
P/B
0.72
52W HIGH
₹598.2
OFF HIGH
-5.34%
DIV YIELD
1.84%
MKT CAP
₹31213 Cr
◉ Active Signals
MACDBullish7.1998
RSI(14)Bearish71.09
Street Consensus
23 analysts₹613.35
mean target
Low ₹460.0Now ₹566.25High ₹750.0
⧉ Strategy Fit 🔒