₹31.35
+1.72% today
· 30d +3.84%
as of 2026-11-09
Price · Daily Candles
“Central Bank of India's Q4 Profit Tumbles 29% as Share Price Nears 52-Week Low”
Central Bank of India's Q4 FY26 net profit fell -29.13% YoY to ₹739 Cr, despite a 12.07% YoY revenue increase, indicating margin pressure. The stock's current price of ₹31.05 is perilously close to its 52-week low of ₹31.0, having shed -15.65% over the past year.
BULL CASE
+Annual revenue for FY26 grew 7.01% YoY to ₹36,168 Cr, and net profit rose 17.44% YoY to ₹4,484 Cr.
+The 3-year revenue CAGR is 12.13% and net profit CAGR is 40.71% through FY26.
+With a PE of 6.2 and PB of 0.72, the stock appears undervalued, especially compared to its sector peers.
+The company offers a dividend yield of 4.44%.
BEAR CASE
−Q4 FY26 net profit sharply declined by -29.13% YoY to ₹739 Cr.
−The stock has seen significant price erosion, down -15.65% over the last year and -24.64% off its 52-week high of ₹41.2.
−FII shareholding decreased by -0.09% QoQ, and DII shareholding decreased by -0.01% QoQ in Q4 FY26.
−Machine learning predictions for Free Cash Flow (FCF) indicate a weak outlook, with ranks of 0.025, 0.0, and 0.0 across different time horizons, suggesting significant challenges in cash generation.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-09-30
REVENUE
₹10394 Cr
+18.43% YoY
NET PROFIT
₹1475 Cr
+20.96% YoY
OPM
19.36%
+1.9pp YoY
EPS
₹1.64
PE 6.2
Intrinsic value · DCF: N/A — Free Cash Flow not reported (typical for banks / NBFCs). Use the Strategy Fit and ML sections instead.
◇ Sector Position
CENTRALBK trades at a significantly lower PE of 6.2 compared to peers like HDFCBANK (15.77) and ICICIBANK (17.0), but its ROE of 11.5% trails the overall sector performance.
PEERPEROCE %
CENTRALBK6.2—
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
59
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
UNDERPERFORMER
20
Valuation
CHEAP
90
Growth
STEADY
65
Profitability
DECENT
68
Technicals
NEUTRAL
58
Risk
MODERATE
52
Key Stats
TTM PE
6.2
P/B
0.72
52W HIGH
₹40.92
OFF HIGH
-23.39%
DIV YIELD
4.44%
MKT CAP
₹28349 Cr
◉ Active Signals
MACDBullish0.2373
RSI(14)Bullish62.92
⧉ Strategy Fit 🔒