₹1424.2
-3.53% today
· 30d +1.45%
as of 2026-11-09
Price · Daily Candles
“CHOLAHLDNG defies market with 42% profit surge as DIIs step up, FIIs exit.”
Cholamandalam Financial Holdings (CHOLAHLDNG) delivered robust quarterly performance with net profit jumping 42.04% YoY to ₹1789 Cr and revenue climbing 19.55% YoY to ₹11114 Cr in Q1 FY27. Despite a compelling TTM P/E of 10.49 and a 0.09% dividend yield, the stock has dipped 14.25% over the past year, while DIIs increased their stake by 0.79% QoQ.
BULL CASE
+Q1 FY27 net profit soared 42.04% YoY to ₹1789 Cr, demonstrating strong earnings power.
+Quarterly revenue grew 19.55% YoY to ₹11114 Cr, indicating healthy top-line expansion.
+The stock trades at an attractive TTM P/E of 10.49, significantly below the sector average, and offers a dividend yield of 0.09%.
+DIIs increased their holding by 0.79% QoQ to 26.89%, signaling domestic institutional confidence.
+The company exhibits strong predicted growth in EBIT (rank 0.954 for 2-year recent) and Sales (rank 0.967 for 4-year rolling).
BEAR CASE
−The stock has seen a 14.25% decline over the past year, and is 26.6% off its 52-week high of ₹2064.
−FIIs reduced their stake by 0.8% QoQ, bringing their total holding down to 13.0%.
−Free Cash Flow is currently negative at -₹30393 Cr, representing a -106.38% yield.
−Current ML predictions for Free Cash Flow show neutral ranks (e.g., 0.565 for 2-year recent).
⟳ What Changed
₹ Latest Earnings · Q ending 2026-09-30
REVENUE
₹11285 Cr
+18.95% YoY
NET PROFIT
₹1520 Cr
+25.19% YoY
OPM
56.64%
+2.25pp YoY
EPS
₹34.22
PE 10.49
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-113.2% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
CHOLAHLDNG, with a TTM P/E of 10.49 and ROCE of 3.15%, trades at a significant discount compared to peers like BAJFINANCE (PE 32.48, ROCE 5.38%) and SHRIRAMFIN (PE 23.03, ROCE 4.57%), while performing closer to PFC (PE 3.4, ROCE 3.67%).
PEERPEROCE %
CHOLAHLDNG10.49—
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ML Forward Growth Predictions 🔒
67
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
UNDERPERFORMER
20
Valuation
CHEAP
75
Growth
STRONG
78
Profitability
HIGH
100
Technicals
NEUTRAL
57
Risk
LOW
70
Key Stats
TTM PE
10.49
P/B
1.81
52W HIGH
₹2064.0
OFF HIGH
-31.0%
DIV YIELD
0.09%
MKT CAP
₹26857 Cr
◉ Active Signals
MACDBullish19.0514
RSI(14)Neutral54.3
Street Consensus
3 analysts₹2258.33
mean target
Low ₹2000.0Now ₹1424.2High ₹2545.0
⧉ Strategy Fit 🔒