₹1041.0
-0.11% today
· 30d -8.6%
as of 2026-09-04
Price · Daily Candles
“Shriram Finance: FIIs Bet Big as Promoter Holding Shrinks, Cash Flow Remains a Concern”
Shriram Finance reported a robust Q4 2026 with net profit surging 40.92% YoY to ₹3021 Cr, while annual revenue grew 15.06% to ₹48133 Cr. However, its free cash flow remains negative at -₹13473 Cr, representing -6.01% of market cap.
BULL CASE
+Q4 2026 net profit soared by 40.92% YoY, reaching ₹3021 Cr, indicating strong quarterly performance.
+Annual revenue for FY2026 increased by 15.06% YoY to ₹48133 Cr.
+FIIs significantly increased their stake by 10.98% QoQ to 56.13% in Q1 2027.
+The 5-year net profit CAGR stands at an impressive 32.03% (from 2021-03-31 to 2026-03-31).
BEAR CASE
−Promoter holding decreased by 5.08% QoQ to 20.3% in Q1 2027.
−Free cash flow is significantly negative at -₹13473 Cr, or -6.01% of market cap.
−The stock is down 11.46% over the last 3 months and 5.78% over the last month.
−The 1-year sales growth ML rank is strong at 0.878, but the 1-year FCF ML rank is weak at 0.095.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-03-31
REVENUE
₹12513 Cr
+9.25% YoY
NET PROFIT
₹3021 Cr
+40.92% YoY
OPM
75.23%
+3.97pp YoY
EPS
₹16.06
PE 17.87
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-5.5% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
Shriram Finance trades at a TTM P/E of 17.87, positioning it below industry peers like BAJFINANCE (30.41) and MUTHOOTFIN (25.08) but above PFC (5.53) in the credit services sector.
PEERPEROCE %
SHRIRAMFIN17.87—
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
66
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
STRONG
100
Valuation
CHEAP
75
Growth
STEADY
62
Profitability
HIGH
100
Technicals
NEUTRAL
50
Risk
HIGH
10
Key Stats
TTM PE
17.87
P/B
2.72
52W HIGH
₹1153.7
OFF HIGH
-9.77%
DIV YIELD
1.43%
MKT CAP
₹244750 Cr
◉ Active Signals
MACDBearish-12.5038
RSI(14)Bearish37.7
Street Consensus
32 analysts₹1181.91
mean target
Low ₹1050.0Now ₹1041.0High ₹1300.0
⧉ Strategy Fit 🔒