₹2926.0
-0.44% today
· 30d +1.21%
as of 2026-09-04
Price · Daily Candles
“Muthoot Finance's Stellar Profit Growth Meets Price Correction, FIIs Pare Holdings”
Muthoot Finance delivered a robust Q1 2027, with net profit surging 43.08% YoY to ₹2,825 Cr and revenue up 34.44% YoY to ₹8,672 Cr. Despite strong profitability (OPM 83.81%) and a low TTM PE of 10.2, the stock has corrected 19.23% over the past three months and FIIs reduced their stake by 0.69 percentage points QoQ.
BULL CASE
+Quarterly net profit jumped 43.08% YoY to ₹2,825 Cr (Q1 2027), reflecting strong operational performance.
+Annual net profit nearly doubled, growing 98.17% YoY to ₹10,607 Cr (FY26) with a 3-year CAGR of 43.2%.
+Operating profit margin (OPM) remains exceptionally high at 83.81% in Q1 2027.
+Valuation appears attractive with a TTM PE of 10.2 and a forward PE of 9.05, significantly below some sector peers.
BEAR CASE
−The stock price has seen a significant correction, down 19.23% in the last three months and 17.24% over six months.
−Foreign Institutional Investors (FIIs) reduced their holding by 0.69 percentage points QoQ, bringing their stake to 11.61%.
−The company's FCF is negative at -₹47,545 Cr, resulting in a -41.11% FCF yield, which impacts intrinsic value calculations.
−Technical indicators show weakness, with a 'bearish' MACD signal and the stock trading 30.33% off its 52-week high.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹8672 Cr
+34.44% YoY
NET PROFIT
₹2825 Cr
+43.08% YoY
OPM
83.81%
+6.03pp YoY
EPS
₹69.72
PE 10.2
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-40.6% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
Muthoot Finance, with a TTM PE of 10.2, trades at a substantial discount compared to peers like Bajaj Finance (PE 36.98) and Shriram Finance (PE 26.71), while its high profitability (ROCE not available, but strong OPM) suggests efficiency relative to others like PFC (ROCE 3.46) and IRFC (ROCE 1.42).
PEERPEROCE %
MUTHOOTFIN10.2—
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ML Forward Growth Predictions 🔒
72
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
STRONG
75
Valuation
CHEAP
75
Growth
STRONG
85
Profitability
HIGH
100
Technicals
WEAK
45
Risk
MODERATE
50
Key Stats
TTM PE
10.2
P/B
2.97
52W HIGH
₹4149.5
OFF HIGH
-29.49%
DIV YIELD
1.04%
MKT CAP
₹117066 Cr
◉ Active Signals
MACDBearish-10.6115
RSI(14)Neutral44.86
Street Consensus
22 analysts₹3388.77
mean target
Low ₹2425.0Now ₹2926.0High ₹4500.0
⧉ Strategy Fit 🔒