₹221.0
-0.41% today
· 30d +13.36%
as of 2026-09-04
Price · Daily Candles
“DCB Bank delivers 16% rise in Q4 net profit, but technicals flash a weak bearish signal.”
DCB Bank closed Q4 2026 with 16.14% YoY net profit growth to ₹206 Cr, contributing to an 18.89% annual net profit increase to ₹732 Cr. Despite this, the stock trades at a TTM P/E of 7.88 and a P/B of 0.89, below its book value of ₹203.06. Q3 FII and DII buying suggest institutional interest, but a 'weak' bearish MACD signal could indicate short-term pressure.
BULL CASE
+Q4 2026 net profit grew by 16.14% YoY to ₹206 Cr, while annual net profit for FY26 increased +18.89% to ₹732 Cr.
+The bank maintains a low TTM P/E of 7.88 and a P/B of 0.89, trading below its book value of ₹203.06.
+FIIs increased their stake by 0.71% and DIIs by 0.65% in Q3 2026, collectively adding 1.36% to their holdings.
+Sales growth predictions show 'strong' growth, with sales_1y_rolling_4y and sales_1y_stable_7y both ranking at 0.798.
+The company's 5-year Net Profit CAGR stands at a healthy 16.85%.
BEAR CASE
−The stock is down 6.66% over the last month and 8.61% over the last three months, closing 12.34% off its 52-week high of ₹205.9.
−The 'weak' bearish MACD signal (-0.2209) suggests short-term technical headwinds.
−ML models predict 'weak' growth for FCF across all horizons, with fcf_1y_recent_2y, fcf_1y_rolling_4y, and fcf_1y_stable_7y all ranking at 0.0.
−Analyst consensus shows a target low of ₹155.0, representing a potential 14.13% downside from the current price of ₹180.5.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹1984 Cr
+9.41% YoY
NET PROFIT
₹213 Cr
+35.57% YoY
OPM
15.78%
-0.17pp YoY
EPS
₹6.62
PE 7.88
Intrinsic value · DCF: N/A — Free Cash Flow not reported (typical for banks / NBFCs). Use the Strategy Fit and ML sections instead.
◇ Sector Position
DCB Bank stands out in regional banking with a TTM P/E of 7.88, significantly lower than large peers like HDFC Bank (15.77) and ICICI Bank (17.0), but its 11.19% ROE trails industry leaders.
PEERPEROCE %
DCBBANK7.88—
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ML Forward Growth Predictions 🔒
74
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
STRONG
100
Valuation
CHEAP
90
Growth
STRONG
71
Profitability
DECENT
68
Technicals
STRONG
70
Risk
ELEVATED
42
Key Stats
TTM PE
7.88
P/B
0.89
52W HIGH
₹228.99
OFF HIGH
-3.49%
DIV YIELD
0.74%
MKT CAP
₹7092 Cr
◉ Active Signals
MACDBullish2.3227
RSI(14)Bullish68.76
Near 52W HighBullish-3.49
Street Consensus
17 analysts₹228.24
mean target
Low ₹155.0Now ₹221.0High ₹272.0
⧉ Strategy Fit 🔒