₹10.24
+1.49% today
· 30d +26.58%
as of 2026-09-04
Price · Daily Candles
“IVC: Quarterly Profit Surges 122.72% YoY Amidst Declining Annual Revenues”
IVC, a financial conglomerate with a market cap of ₹236 Cr, saw quarterly net profit jump 122.72% YoY to ₹4 Cr in Q3 2025 (period ending Sept 2025), driven by a 37.71% rise in revenue. Despite this, annual revenue for FY25 fell 56.22% to ₹29 Cr, while annual profit increased 40.89% to ₹14 Cr. The stock trades at a TTM P/E of 12.33 with a significant dividend yield of 10.46%.
BULL CASE
+Net profit saw a significant Q3 2025 surge of 122.72% YoY, reaching ₹4 Cr on ₹7 Cr revenue.
+The company boasts a high dividend yield of 10.46%, suggesting strong shareholder returns relative to price.
+Despite annual revenue decline, annual net profit for FY25 increased by 40.89% to ₹14 Cr.
+The TTM P/E of 12.33 indicates the stock could be undervalued compared to its earnings capacity.
BEAR CASE
−Annual revenue witnessed a substantial decline of 56.22% in FY25, dropping to ₹29 Cr.
−The stock price has seen significant near-term depreciation, with a 1-year return of -23.28% and a 6-month return of -17.52%.
−ML predictions for 1-year sales growth show a neutral to weak rank, with the sales 1y recent 2y rank at 0.334 and sales 1y rolling 4y rank at 0.367.
−The current FCF is negative at -₹9 Cr, resulting in a -3.84% FCF yield, indicating a lack of free cash generation.
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹8 Cr
+40.96% YoY
NET PROFIT
₹1 Cr
+433.11% YoY
OPM
4.46%
-1.0pp YoY
EPS
₹0.06
PE 12.33
Intrinsic value · DCF: N/A — ML model predicts severe Δ FCF compression (h1=-50.0%, h2=-50.0%, h3=-50.0% of mktcap), driving projected FCF negative by year 3 despite healthy current FCF. Treating as forecast outlier rather than reporting a misleading ₹0 valuation. Use the Strategy Fit and ML sections instead.
◇ Sector Position
IVC's TTM P/E of 12.33 is notably lower than peers like Bajaj Finserv (29.37) and ABCapital (25.28), while its ROCE of 7.0% sits above Bajaj Finserv (5.53%) and ABCapital (3.38%).
PEERPEROCE %
IVC12.337.0
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
61
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
STRONG
90
Valuation
CHEAP
75
Growth
STEADY
54
Profitability
AVERAGE
30
Technicals
NEUTRAL
65
Risk
MODERATE
50
Key Stats
TTM PE
12.33
P/B
1.15
52W HIGH
₹10.99
OFF HIGH
-6.82%
DIV YIELD
10.46%
MKT CAP
₹319 Cr
◉ Active Signals
MACDBullish0.2117
RSI(14)Bearish85.24
⧉ Strategy Fit 🔒