₹273.11
+0.31% today
· 30d +5.2%
as of 2026-11-09
Price · Daily Candles
“L&T Finance: DIIs trim holdings as Q4 profit jumps 27%, defying FCF concerns.”
L&T Finance registered a strong Q4 profit increase of 27.26% YoY to ₹809 crore, with annual net profit growing 12.84% to ₹2983 crore. Despite this, the company exhibits negative free cash flow yield at -20.37% of market cap and a weak technical signal from MACD (-1.5036).
BULL CASE
+Net profit surged by 27.26% YoY to ₹809 crore in the latest quarter ending March 2026.
+Annual revenue witnessed a 12.49% YoY increase, reaching ₹17914 crore for the fiscal year 2026.
+EBIT growth predictions are strong, with ML ranks for 1-year EBIT growth ranging from 0.723 to 0.818 across different horizons.
+The 5-year net profit CAGR stands at an impressive 25.74%.
BEAR CASE
−The company reports a significant negative free cash flow yield of -20.37% of its ₹70829 crore market cap.
−DIIs reduced their stake by 0.43% QoQ to 14.9% in Q4 2026, while public shareholding also decreased by 0.5% to 11.48%.
−Technical indicators show a moderate bearish MACD state at -1.5036.
−ML predictions for 1-year FCF growth are weak, with ranks at 0.0 across all horizons.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-09-30
REVENUE
₹5484 Cr
+26.49% YoY
NET PROFIT
₹973 Cr
+32.37% YoY
OPM
61.29%
-0.39pp YoY
EPS
₹3.89
PE 23.82
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-21.1% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
With a TTM PE of 23.82, L&T Finance trades higher than Shriram Finance (PE 22.35) but lower than Muthoot Finance (PE 25.08) in a sector where ROE varies widely, from Bajaj Finance's 5.38% to Cholamandalam's 3.15%.
PEERPEROCE %
LTF23.82—
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ML Forward Growth Predictions 🔒
61
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
POSITIVE
55
Valuation
REASONABLE
60
Growth
STRONG
76
Profitability
HIGH
100
Technicals
WEAK
47
Risk
ELEVATED
30
Key Stats
TTM PE
23.82
P/B
2.68
52W HIGH
₹338.6
OFF HIGH
-19.34%
DIV YIELD
0.98%
MKT CAP
₹68378 Cr
◉ Active Signals
MACDNeutral5.0621
RSI(14)Neutral56.87
Street Consensus
20 analysts₹308.25
mean target
Low ₹165.0Now ₹273.11High ₹375.0
⧉ Strategy Fit 🔒