₹58.79
+0.5% today
· 30d -6.68%
as of 2026-09-04
Price · Daily Candles
“Moneyboxx Finance navigates high PE and negative EPS with strong revenue growth and 1:1 bonus issue.”
MONEYBOXX Finance (mktcap ₹522 Cr) trades at a high P/B multiple of 17.99, despite reporting a negative EPS of -0.72 and net profit decline of -86.4% YoY in FY25. However, the company posted a robust 55.7% YoY revenue growth in FY25, alongside a 3-year revenue CAGR of 104.46%, indicating strong top-line expansion.
BULL CASE
+Revenue grew significantly by 55.7% YoY in FY25, reaching ₹199 Cr.
+The 3-year revenue CAGR stands at an impressive 104.46% (from 2022-03-31 to 2025-03-31).
+Operating profit for Q3 FY25 was ₹24 Cr, with an OPM of 43.72%.
+ML predictions for FCF show 'strong' potential for 1-year stable (7yr lookback) growth (0.601 rank).
BEAR CASE
−Net profit declined sharply by -86.4% YoY in FY25.
−The company reported a negative EPS of -0.72.
−The P/B ratio is significantly high at 17.99.
−Debt-to-equity ratio remains elevated at 22.45.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹52 Cr
NET PROFIT
₹0 Cr
OPM
45.84%
EPS
₹0.03
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-8.1% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
MONEYBOXX Finance with a P/B of 1.77 stands in contrast to peers like BAJFINANCE (P/E 30.41, ROCE 5.38%) and SHRIRAMFIN (P/E 22.35, ROCE 4.57%), showcasing a different valuation profile within the Credit Services industry.
PEERPEROCE %
MONEYBOXX321.1—
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ML Forward Growth Predictions 🔒
47
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
—
—
Valuation
STRETCHED
5
Growth
STEADY
62
Profitability
HIGH
100
Technicals
WEAK
40
Risk
ELEVATED
30
Key Stats
P/B
1.77
52W HIGH
₹91.5
OFF HIGH
-35.75%
MKT CAP
₹419 Cr
◉ Active Signals
MACDNeutral0.4269
RSI(14)Neutral52.39
⧉ Strategy Fit 🔒