₹41.41
+3.4% today
· 30d -23.31%
as of 2026-11-09
Price · Daily Candles
“Moneyboxx Finance navigates high PE and negative EPS with strong revenue growth and 1:1 bonus issue.”
MONEYBOXX Finance (mktcap ₹522 Cr) trades at a high P/B multiple of 17.99, despite reporting a negative EPS of -0.72 and net profit decline of -86.4% YoY in FY25. However, the company posted a robust 55.7% YoY revenue growth in FY25, alongside a 3-year revenue CAGR of 104.46%, indicating strong top-line expansion.
BULL CASE
+Revenue grew significantly by 55.7% YoY in FY25, reaching ₹199 Cr.
+The 3-year revenue CAGR stands at an impressive 104.46% (from 2022-03-31 to 2025-03-31).
+Operating profit for Q3 FY25 was ₹24 Cr, with an OPM of 43.72%.
+ML predictions for FCF show 'strong' potential for 1-year stable (7yr lookback) growth (0.601 rank).
BEAR CASE
−Net profit declined sharply by -86.4% YoY in FY25.
−The company reported a negative EPS of -0.72.
−The P/B ratio is significantly high at 17.99.
−Debt-to-equity ratio remains elevated at 22.45.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-09-30
REVENUE
₹61 Cr
+10.85% YoY
NET PROFIT
₹1 Cr
+225.39% YoY
OPM
40.84%
-2.15pp YoY
EPS
₹0.16
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-11.5% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
MONEYBOXX Finance with a P/B of 1.77 stands in contrast to peers like BAJFINANCE (P/E 30.41, ROCE 5.38%) and SHRIRAMFIN (P/E 22.35, ROCE 4.57%), showcasing a different valuation profile within the Credit Services industry.
PEERPEROCE %
MONEYBOXX152.64—
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
38
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
UNDERPERFORMER
5
Valuation
STRETCHED
5
Growth
STEADY
62
Profitability
HIGH
100
Technicals
BEARISH
23
Risk
ELEVATED
30
Key Stats
P/B
1.77
52W HIGH
₹88.19
OFF HIGH
-53.05%
MKT CAP
₹295 Cr
◉ Active Signals
MACDBearish-0.4708
RSI(14)Bearish35.86
⧉ Strategy Fit 🔒