ftInvstr
NORTHARC · Financial Services ₹302.9 -0.57% Mkt Cap ₹4900 Cr

NORTHARC

Financial Services Credit Services
₹302.9
-0.57% today · 30d +8.18%
as of 2026-09-04
Price · Daily Candles
“NORTHARC's Profit Surges 245% as Valuation Remains Distinct from Market Peers”
NORTHARC reported a significant 245.66% YoY net profit growth for Q4 2026, reaching ₹133 Cr, alongside a 23.09% revenue increase to ₹742 Cr. Annually, revenue grew 14.89% to ₹2690 Cr, with net profit up 33.94% to ₹404 Cr. Despite strong growth and an attractive TTM PE of 11.36, the company currently operates with a negative free cash flow yield of -33.96%.
BULL CASE
+Q4 2026 net profit exploded by 245.66% YoY to ₹133 Cr, significantly boosting quarterly performance.
+Quarterly revenue grew by 23.09% YoY to ₹742 Cr as of March 31, 2026.
+Annual net profit increased by 33.94% YoY to ₹404 Cr, with a 5-year CAGR of 42.99%.
+Operating profit for Q4 2026 was up 76.91% YoY, reaching ₹426 Cr with an OPM of 57.11%.
+Current TTM PE of 11.36 and forward PE of 6.31 suggest a value proposition relative to its earnings.
BEAR CASE
The company's free cash flow is negative at -₹1547 Cr, resulting in a -33.96% FCF yield, posing liquidity concerns.
Both DII and FII holdings decreased QoQ, with DIIs down 1.17% and FIIs down 0.2% as of March 31, 2026.
ML predictions for FCF growth show weak to neutral rankings across all time horizons (0.0 to 0.255), indicating potential future cash flow challenges.
Despite strong profit growth, the stock is 12.5% off its 52-week high of ₹321.7.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹780 Cr
+28.8% YoY
NET PROFIT
₹114 Cr
+45.82% YoY
OPM
53.19%
-0.32pp YoY
EPS
₹7.08
PE 11.36
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-31.6% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
NORTHARC's TTM PE of 11.36 is significantly lower than peers like BAJFINANCE (30.41) and MUTHOOTFIN (25.08), though its ROCE is not provided for direct comparison.
PEERPEROCE %
NORTHARC11.36
BAJFINANCE30.415.38
SHRIRAMFIN22.354.57
PFC5.533.46
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒

9 ML-predicted forward-growth ranks across sales, EBIT, and FCF.

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76
SCORE / 100
Overall
6-axis composite of the sections below.
Performance STRONG 90
Valuation CHEAP 75
Growth STRONG 72
Profitability HIGH 100
Technicals STRONG 72
Risk MODERATE 50
Key Stats
TTM PE
11.36
P/B
1.2
52W HIGH
₹334.0
OFF HIGH
-9.31%
MKT CAP
₹4900 Cr
◉ Active Signals
MACDBullish2.125
RSI(14)Neutral56.35
Street Consensus
4 analysts
₹384.0
mean target
Low ₹370.0Now ₹302.9High ₹400.0
⧉ Strategy Fit 🔒

See which of ftInvstr's 50+ strategies hold NORTHARC and at what entry.

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