₹20.79
+0.82% today
· 30d -1.05%
as of 2026-11-09
Price · Daily Candles
“PSB: A Public Sector Bank Navigating Weak Technicals with Strong Sales Growth”
PSB, a public sector bank with a market cap of ₹17,164 Cr, shows mixed signals. While Q4 FY26 net profit surged by 34.86% YoY to ₹422 Cr, its operating profit fell by 33.57% YoY. Technicals are weak with a 1-year price return of -21.09%, and the stock trades at 29.61% off its 52-week high.
BULL CASE
+Annual net profit grew by 30.13% YoY to ₹1,322 Cr in FY26.
+Sales growth predictions are strong, with a 1-year sales recent 2-year rank of 0.862.
+The trailing twelve months PE ratio stands at a modest 13.01, and the price-to-book ratio is 1.24.
+The company's 3-year revenue CAGR is a healthy 14.45%.
BEAR CASE
−The stock has experienced significant declines, with a 1-year return of -21.09% and a 6-month return of -22.47%.
−Quarterly operating profit declined by 33.57% YoY to ₹542 Cr in Q4 FY26.
−Technical indicators are weak, with a 'bearish' MACD and a 'neutral' RSI (14).
−FII shareholding decreased by 0.01% QoQ, and DII shareholding decreased by 0.09% QoQ.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-09-30
REVENUE
₹3394 Cr
+13.19% YoY
NET PROFIT
₹412 Cr
+39.88% YoY
OPM
16.48%
+1.51pp YoY
EPS
₹0.58
PE 13.01
Intrinsic value · DCF: N/A — Free Cash Flow not reported (typical for banks / NBFCs). Use the Strategy Fit and ML sections instead.
◇ Sector Position
PSB's TTM PE of 13.01 is lower than peers like HDFC Bank (15.77) and ICICI Bank (17.0), but its ROE of 9.35% is respectable within the public sector banking segment, though not directly comparable to ROCE of private peers.
PEERPEROCE %
PSB13.01—
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ML Forward Growth Predictions 🔒
49
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
UNDERPERFORMER
5
Valuation
CHEAP
75
Growth
STEADY
67
Profitability
DECENT
68
Technicals
WEAK
47
Risk
ELEVATED
30
Key Stats
TTM PE
13.01
P/B
1.24
52W HIGH
₹32.46
OFF HIGH
-35.95%
DIV YIELD
0.29%
MKT CAP
₹14715 Cr
◉ Active Signals
MACDNeutral0.2364
RSI(14)Neutral54.7
⧉ Strategy Fit 🔒