₹261.62
-0.72% today
· 30d +16.53%
as of 2026-11-09
Price · Daily Candles
“SATIN soars on massive profit surge, approaching 52-week highs amid DII accumulation.”
Satin Creditcare Network (SATIN) has seen its net profit jump by 640.16% YoY in Q4 2026, contributing to a TTM EPS of ₹30.2. Despite this strong performance, the stock trades at a TTM P/E of 8.49 and a P/B of 0.98, while its share price has risen 71.98% over the past three months and is currently -1.95% off its 52-week high.
BULL CASE
+Q4 2026 net profit witnessed a substantial 640.16% increase YoY to ₹162 Cr, showcasing strong profitability.
+Annual revenue grew 21.13% YoY to ₹3143 Cr for FY2026, with a 3-year revenue CAGR of 26.55%.
+DIIs increased their stake by 0.12% QoQ in the March 2026 quarter, indicating growing domestic investor confidence.
+The stock has delivered strong returns, up 71.98% over the last 3 months and 65.78% over the last 1 year, and is near its 52-week high of ₹257.01.
BEAR CASE
−Machine learning predictions for 1-year FCF growth are weak, with a rank of 0.0 for both recent (2y) and rolling (4y) periods.
−FIIs marginally decreased their stake by 0.03% QoQ in the March 2026 quarter.
−The company's current free cash flow is negative, at -₹999 Cr, giving a FCF yield of -36.07%, raising concerns about long-term cash generation.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-09-30
REVENUE
₹926 Cr
+17.51% YoY
NET PROFIT
₹176 Cr
+230.92% YoY
OPM
62.27%
+9.32pp YoY
EPS
₹15.98
PE 8.49
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-34.9% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
Trading at a TTM P/E of 8.49, SATIN appears significantly cheaper than peers like BAJFINANCE (32.64x) and SHRIRAMFIN (24.60x), despite higher ROCE compared to IRFC's 1.4% but lower than BAJFINANCE's 5.38%.
PEERPEROCE %
SATIN8.49—
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ML Forward Growth Predictions 🔒
82
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
STRONG
100
Valuation
CHEAP
90
Growth
STRONG
82
Profitability
HIGH
100
Technicals
STRONG
70
Risk
MODERATE
50
Key Stats
TTM PE
8.49
P/B
0.98
52W HIGH
₹274.14
OFF HIGH
-4.57%
MKT CAP
₹2864 Cr
◉ Active Signals
MACDBullish3.3591
RSI(14)Bullish66.45
Near 52W HighBullish-4.57
Street Consensus
1 analyst₹265.0
mean target
Low ₹265.0Now ₹261.62High ₹265.0
⧉ Strategy Fit 🔒