₹58.77
+1.28% today
· 30d +22.18%
as of 2026-11-09
Price · Daily Candles
“SOUTHBANK finds momentum amidst strong FII interest as quarterly profits surge.”
South Indian Bank (SOUTHBANK) reported a 18.98% YoY net profit increase to ₹407 Cr in Q4 2026, alongside a 7.84% revenue growth to ₹2559 Cr. Notably, FIIs raised their stake by 3.27% QoQ to 24.21% as of March 2026, while the stock trades at a compelling 0.97x P/B, below its book value of ₹42.09.
BULL CASE
+Q4 2026 net profit jumped 18.98% YoY to ₹407 Cr, indicating improving profitability.
+FIIs significantly increased their shareholding by 3.27% QoQ, holding 24.21% as of March 2026.
+The stock is trading at a P/B of 0.97, below its book value of ₹42.09, suggesting a potentially undervalued position.
+Annual net profit CAGR over 5 years stands at 88.04%, showcasing substantial long-term growth.
+Sales growth ML prediction for 1 year (rolling 4 years) is strong, with a rank of 0.822.
BEAR CASE
−Operating profit for Q4 2026 saw a decline of 15.0% YoY.
−DIIs decreased their stake by 1.04% QoQ in March 2026.
−Operating profit margin (OPM) declined by 3.48% YoY in Q4 2026.
−The 52-week high for the stock is ₹46.84, with current price 13.13% off this peak.
−Despite growth, the 3-month and 6-month returns are negative, at -0.68% and -0.95% respectively.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹2628 Cr
+11.23% YoY
NET PROFIT
₹378 Cr
+17.22% YoY
OPM
19.68%
-2.86pp YoY
EPS
₹1.44
PE 7.34
Intrinsic value · DCF: N/A — Free Cash Flow not reported (typical for banks / NBFCs). Use the Strategy Fit and ML sections instead.
◇ Sector Position
Trading at a TTM PE of 7.34 and a PB of 0.97, SOUTHBANK presents a valuation discount compared to peers like HDFCBANK (15.77 PE) and ICICIBANK (17.0 PE), but with generally lower ROCE across the segment.
PEERPEROCE %
SOUTHBANK7.34—
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ML Forward Growth Predictions 🔒
75
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
STRONG
100
Valuation
CHEAP
90
Growth
STEADY
67
Profitability
DECENT
68
Technicals
NEUTRAL
65
Risk
MODERATE
62
Key Stats
TTM PE
7.34
P/B
0.97
52W HIGH
₹59.1
OFF HIGH
-0.56%
DIV YIELD
0.98%
MKT CAP
₹15403 Cr
◉ Active Signals
MACDBullish0.2502
RSI(14)Bearish71.94
Near 52W HighBullish-0.56
Street Consensus
6 analysts₹48.0
mean target
Low ₹25.0Now ₹58.77High ₹59.0
⧉ Strategy Fit 🔒