₹240.0
+0.84% today
· 30d -6.63%
as of 2026-09-04
Price · Daily Candles
“Spandana Navigates Negative Annual Profit Amidst Rights Issue, DIIs Show Slight Confidence”
Spandana Sphoorty Financial recorded a significant annual net loss of ₹699 Cr in FY26, despite a Q4 FY26 net profit of ₹5 Cr. The company's revenue declined substantially, with an annual YoY drop of -56.52% and a quarterly YoY decline of -37.39%. DIIs marginally increased their stake by 0.01% QoQ, offsetting a 0.46% FII reduction.
BULL CASE
+Despite annual losses, Spandana reported a Q4 FY26 net profit of ₹5 Cr.
+The FCF yield is notably high at 37.91%, based on a current FCF of ₹878 Cr.
+DII shareholding saw a marginal increase of 0.01% in Q4 FY26.
+The Q4 FY26 operating profit margin was strong at 49.82%, with an OPM % change of 141.72% YoY.
BEAR CASE
−The company reported an annual net loss of ₹699 Cr for FY26.
−Revenue experienced a substantial annual YoY decline of -56.52% and a quarterly YoY decline of -37.39%.
−FII shareholding decreased by 0.46% QoQ in Q4 FY26.
−The company's P/B ratio is 0.89, with an EPS of -91.0, indicating significant underperformance.
−ML predictions for FCF show 'weak' ranks across all horizons (0.244 for recent 2y, 0.04 for rolling 4y, 0.0 for stable 7y).
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹284 Cr
-5.51% YoY
NET PROFIT
₹12 Cr
OPM
50.19%
+156.37pp YoY
EPS
₹1.49
Intrinsic value · DCF ₹531.21 · Margin of safety +121.3% (undervalued) · FCF yield 41.3%
◇ Sector Position
With no TTM PE available and a PB of 0.89, SPANDANA trades at a lower valuation than peers like BAJFINANCE (PE 30.41, ROCE 5.38%) and SHRIRAMFIN (PE 22.35, ROCE 4.57%).
PEERPEROCE %
SPANDANA——
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ML Forward Growth Predictions 🔒
52
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
POSITIVE
55
Valuation
—
—
Growth
DECLINING
18
Profitability
HIGH
100
Technicals
NEUTRAL
55
Risk
ELEVATED
30
Key Stats
P/B
0.89
52W HIGH
₹319.4
OFF HIGH
-24.86%
MKT CAP
₹2127 Cr
◉ Active Signals
MACDNeutral0.5937
RSI(14)Neutral41.14
Street Consensus
5 analysts₹287.0
mean target
Low ₹200.0Now ₹240.0High ₹445.0
⧉ Strategy Fit 🔒