₹143.16
-1.95% today
· 30d +29.0%
as of 2026-09-04
Price · Daily Candles
“TFCI Ltd. grapples with revenue dip, but profitability remains robust amid FII exit.”
TFCI Ltd (TFCILTD) currently trades at a PE of 27.17 and PB of 2.56, with strong historical profitability as seen by its 67.2% profit margin. Investors should note the significant 17.46% YoY quarterly revenue decline to ₹51 Cr, contrasting with the stock's 76.44% return over the last year. Despite a strong performance score of 100, its growth score is muted at 44.
BULL CASE
+The company's P/E (TTM) stands at 27.17, which is lower than the sector median of 30.41, suggesting a potentially attractive valuation relative to peers.
+TFCI Ltd. maintains a high profit margin of 67.2%, indicating efficient operations and strong financial health.
+Despite recent revenue challenges, the stock has delivered a substantial 1-year return of 76.44%, outperforming broader markets.
+The business score rates profitability as "HIGH" with a score of 100, and performance as "STRONG" also with a score of 100.
BEAR CASE
−Revenue for the quarter ending 2022-12-31 saw a significant YoY decline of 17.46%, dropping to ₹51 Cr from the prior year's ₹61.8 Cr.
−Net profit also decreased by 8.25% YoY to ₹18 Cr in the same quarter, indicating pressure on the bottom line.
−Foreign Institutional Investors (FIIs) reduced their stake by 1.58 percentage points QoQ to 2.76% in the quarter ending March 2026.
−The intrinsic value analysis suggests a margin of safety of -5.0%, with the current price of ₹72.5 exceeding the intrinsic value per share of ₹68.85.
−The 3-year revenue CAGR of 3.4% and net profit CAGR of -0.37% (ending 2022-03-31) indicate limited consistent growth over the medium term.
⟳ What Changed
₹ Latest Earnings · Q ending 2022-12-31
REVENUE
₹51 Cr
-17.46% YoY
NET PROFIT
₹18 Cr
-8.25% YoY
OPM
90.1%
+0.84pp YoY
EPS
₹2.03
PE 27.17
Intrinsic value · DCF ₹113.37 · Margin of safety -20.8% (fair) · FCF yield 2.06%
◇ Sector Position
TFCI Ltd., with a TTM PE of 27.17, trades at a valuation broadly in line with peers like SHRIRAMFIN (PE 22.35) and CHOLAFIN (PE 25.53), but below the sector's top performer BAJFINANCE (PE 30.41), while its ROCE is not readily comparable from provided data.
PEERPEROCE %
TFCILTD27.17—
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ML Forward Growth Predictions 🔒
69
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
STRONG
100
Valuation
REASONABLE
60
Growth
MUTED
44
Profitability
HIGH
100
Technicals
NEUTRAL
58
Risk
MODERATE
50
Key Stats
TTM PE
27.17
P/B
2.56
52W HIGH
₹147.65
OFF HIGH
-3.04%
DIV YIELD
0.82%
MKT CAP
₹6633 Cr
◉ Active Signals
MACDNeutral-0.1561
RSI(14)Bearish75.93
Near 52W HighBullish-3.04
⧉ Strategy Fit 🔒