₹24.8
+0.2% today
· 30d -6.73%
as of 2026-09-04
Price · Daily Candles
“UCO Bank's Profit Surges, Yet Price Retreats from 52-Week High Amidst FII Exits”
UCO Bank reported a substantial 46.27% YoY net profit increase to ₹2445 Cr for FY25, alongside a 3-year CAGR of 38.03% for net profit. However, the stock price has seen a 27.59% drop from its 52-week high of ₹35.08, with FIIs paring down their stake by 0.05% QoQ.
BULL CASE
+Annual net profit jumped 46.27% YoY to ₹2445 Cr in FY25, demonstrating strong earnings growth.
+The bank exhibits robust long-term growth, with a 3-year net profit CAGR of 38.03% and revenue CAGR of 18.72%.
+Quarterly net profit for Q4FY25 stood at ₹652 Cr, contributing to a TTM EPS of ₹2.21.
+The valuation appears attractive with a TTM PE of 11.5 and a Price-to-Book of 0.96, indicating it trades below book value.
BEAR CASE
−The stock price has plummeted 27.59% from its 52-week high of ₹35.08 and 18.98% over the past year.
−Foreign Institutional Investors (FIIs) reduced their stake by 0.05% QoQ, holding 0.08% as of Q4 FY26.
−Domestic Institutional Investors (DIIs) also decreased their holding by 0.03% QoQ, to 4.4% in Q4 FY26.
−The ML prediction for FCF 1-year recent 2-year growth is weak at 0.097, with rolling 4-year and stable 7-year growth at 0.0.
⟳ What Changed
₹ Latest Earnings · Q ending 2025-03-31
REVENUE
₹6745 Cr
+15.1% YoY
NET PROFIT
₹652 Cr
+24.09% YoY
OPM
20.88%
+2.65pp YoY
EPS
₹0.56
PE 11.5
Intrinsic value · DCF: N/A — Free Cash Flow not reported (typical for banks / NBFCs). Use the Strategy Fit and ML sections instead.
◇ Sector Position
UCO Bank, with an attractive TTM PE of 11.5 and ROE of 7.92%, is valued lower than peers like HDFC Bank (PE 15.77, ROCE 5.92%) and ICICI Bank (PE 17.0, ROCE 7.5%).
PEERPEROCE %
UCOBANK11.5—
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
52
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
NEUTRAL
40
Valuation
CHEAP
75
Growth
STEADY
68
Profitability
DECENT
52
Technicals
WEAK
38
Risk
ELEVATED
42
Key Stats
TTM PE
11.5
P/B
0.96
52W HIGH
₹34.2
OFF HIGH
-27.49%
DIV YIELD
1.72%
MKT CAP
₹31049 Cr
◉ Active Signals
MACDBearish-0.1191
RSI(14)Bearish36.16
⧉ Strategy Fit 🔒