ftInvstr
VIJIFIN · Financial Services ₹16.58 +1.97% Mkt Cap ₹236 Cr

VIJIFIN

Financial Services Credit Services
₹16.58
+1.97% today · 30d +50.32%
as of 2026-09-04
Price · Daily Candles
“Promoters cut stake as VIJIFIN's shares soar 153% in a year, defying weak growth forecasts.”
VIJIFIN's stock has surged with a 1-year return of 153.59% and a 1-month return of 51.77%, despite a significant promoter stake reduction of 5.34% QoQ. The TTM P/E stands at 45.07, and the company reported a positive net profit of ₹0.0 Cr for the quarter ending 2023-12-31, a 48.75% YoY revenue growth, but still negative free cash flow of -₹2.0 Cr.
BULL CASE
+VIJIFIN has seen remarkable price appreciation, with 1-year returns at 153.59% and 3-month returns at 130.27%, currently trading at its 52-week high of ₹6.01.
+Quarterly revenue grew 48.75% YoY to ₹1.0 Cr for the period ending 2023-12-31, while operating profit increased by 32.05% YoY.
+The trailing twelve months profit margin is strong at 41.88%, with current quarterly OPM at 35.55%.
+ML predictions rate sales growth (1Y rolling 4Y) as neutral (rank 0.342) and EBIT growth (1Y recent 2Y) as neutral (rank 0.426).
BEAR CASE
Promoter holding decreased by 5.34% QoQ to 47.68% as of 2026-03-31, while public holding increased by 5.09% QoQ, signalling potential distribution.
The company is currently free-cash-flow negative at -₹2.0 Cr, resulting in a -1.9% FCF yield.
The TTM P/E ratio is high at 45.07, and the P/B ratio is 3.86, suggesting a stretched valuation.
Sales CAGR over 5 years has been negative at -5.39%, and 3-year sales CAGR is also negative at -11.49%.
⟳ What Changed
₹ Latest Earnings · Q ending 2023-12-31
REVENUE
₹1 Cr
+48.75% YoY
NET PROFIT
₹0 Cr
OPM
35.55%
-4.5pp YoY
EPS
₹0.0
PE 45.07
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-0.7% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
VIJIFIN's TTM P/E of 45.07 is significantly higher than peers like BAJFINANCE (32.32) and SHRIRAMFIN (24.46), suggesting a premium valuation in a sector where ROCE ranges from 3.15% to 6.92%.
PEERPEROCE %
VIJIFIN45.07
BAJFINANCE32.325.38
SHRIRAMFIN24.464.57
CHOLAFIN29.163.15
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒

9 ML-predicted forward-growth ranks across sales, EBIT, and FCF.

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74
SCORE / 100
Overall
6-axis composite of the sections below.
Performance STRONG 100
Valuation FAIR 40
Growth STEADY 54
Profitability HIGH 90
Technicals NEUTRAL 68
Risk LOW 90
Key Stats
TTM PE
45.07
P/B
3.86
52W HIGH
₹16.58
OFF HIGH
0.0%
MKT CAP
₹236 Cr
◉ Active Signals
MACDBullish0.1085
RSI(14)Bearish99.78
Near 52W HighBullish0.0
⧉ Strategy Fit 🔒

See which of ftInvstr's 50+ strategies hold VIJIFIN and at what entry.

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