₹1307.0
+0.69% today
· 30d -4.95%
as of 2026-09-04
Price · Daily Candles
“AAVAS sees DIIs snap up shares as FIIs retreat, trailing peers despite strong profitability.”
AAVAS Financiers recorded Q4FY23 net profit growth of 8.96% YoY to ₹117 crore, with revenue up 23.51%. However, the company's valuation stands at a PE of 16.97x, making it relatively expensive compared to some peers, as it trades near its 52-week high of ₹2152.9 in the past year.
BULL CASE
+Q4FY23 revenue increased by 23.51% YoY to ₹508 crore.
+Quarterly operating profit grew by 27.12% YoY to ₹375 crore, with OPM improving by 2.05% YoY.
+The company maintains strong profitability with a Q4FY23 operating profit margin of 73.64% and scores 100 on profitability in the business score.
+Analysts have a median target of ₹1655.0, suggesting potential upside from the current price of ₹1384.6.
BEAR CASE
−Net profit growth for Q4FY23 was a modest 8.96% YoY.
−FII shareholding decreased by 7.98% QoQ, while DIIs increased their stake by 7.85% QoQ.
−The stock is trading 35.69% below its 52-week high of ₹2152.9, and returns are down 23.17% over the past year.
−The company's ttm PE of 16.97 is higher than peers like LICHSGFIN (5.5x) and PNBHOUSING (12.43x).
⟳ What Changed
₹ Latest Earnings · Q ending 2023-12-31
REVENUE
₹508 Cr
+23.51% YoY
NET PROFIT
₹117 Cr
+8.96% YoY
OPM
73.64%
+2.05pp YoY
EPS
₹14.75
PE 16.97
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-11.0% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
AAVAS (PE 16.97x) trades at a higher valuation than peers like LICHSGFIN (PE 5.5x) and PNBHOUSING (PE 12.43x) but has a strong profitability score.
PEERPEROCE %
AAVAS16.97—
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒
68
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
NEUTRAL
40
Valuation
CHEAP
75
Growth
STRONG
76
Profitability
HIGH
100
Technicals
WEAK
45
Risk
LOW
70
Key Stats
TTM PE
16.97
P/B
2.18
52W HIGH
₹1771.9
OFF HIGH
-26.24%
MKT CAP
₹10427 Cr
◉ Active Signals
MACDBearish-1.6115
RSI(14)Neutral43.54
Street Consensus
20 analysts₹1684.6
mean target
Low ₹1440.0Now ₹1307.0High ₹2270.0
⧉ Strategy Fit 🔒