₹676.0
+0.75% today
· 30d -7.4%
as of 2026-09-04
Price · Daily Candles
“Indian Shelter Finance sees Q1 profit surge 27.24% while DIIs boost holdings”
Indian Shelter Finance recorded robust financial metrics in Q1 2026, with revenue up 24.73% YoY to ₹408 Cr and net profit increasing 27.24% YoY to ₹138 Cr. Over the past three years, revenue and net profit have grown at a CAGR of 36.1% and 47.95% respectively, demonstrating strong fundamental growth despite its current negative free cash flow of -₹1211 Cr (-14.26% of market cap). Investors are finding value with a 'CHEAP' valuation score of 75.
BULL CASE
+Q1 2026 revenue increased by 24.73% YoY to ₹408 Cr, alongside a 27.24% YoY surge in net profit to ₹138 Cr.
+Annual revenue has grown at a 3-year CAGR of 36.1% and net profit at 47.95%, indicating sustained strong performance.
+DIIs increased their stake by 0.67% QoQ to 21.39% in Q1 2026, signaling increased domestic institutional confidence.
+The company maintains a high profitability score of 100 with an OPM of 73.07% in Q1 2026.
BEAR CASE
−The stock is trading 22.41% below its 52-week high of ₹1011.75, with returns down 9.82% over the last year.
−Despite strong growth metrics, the company currently exhibits negative free cash flow of -₹1211 Cr, representing a -14.26% FCF yield.
−FIIs reduced their stake by 0.61% QoQ in Q1 2026, paring their holding to 6.87%.
−ML predictions for FCF 1yr growth are weak across all time horizons (recent 2yr: 0.021 rank, rolling 4yr: 0.0 rank, stable 7yr: 0.0 rank).
⟳ What Changed
₹ Latest Earnings · Q ending 2026-03-31
REVENUE
₹408 Cr
+24.73% YoY
NET PROFIT
₹138 Cr
+27.24% YoY
OPM
73.07%
-1.51pp YoY
EPS
₹12.66
PE 17.28
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-16.6% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
Indian Shelter Finance trades at a TTM P/E of 17.28, higher than LIC Housing Finance (5.5) but below Bajaj Housing Finance (27.67), with a strong ROE, ranking it alongside peers like Aadhar Housing Finance (ROCE 5.28).
PEERPEROCE %
INDIASHLTR17.28—
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ML Forward Growth Predictions 🔒
67
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
UNDERPERFORMER
20
Valuation
CHEAP
75
Growth
STRONG
79
Profitability
HIGH
100
Technicals
WEAK
47
Risk
LOW
80
Key Stats
TTM PE
17.28
P/B
2.89
52W HIGH
₹968.75
OFF HIGH
-30.22%
DIV YIELD
0.64%
MKT CAP
₹7310 Cr
◉ Active Signals
MACDNeutral4.6897
RSI(14)Neutral48.34
Near 52W LowBearish9.01
Street Consensus
8 analysts₹1036.5
mean target
Low ₹970.0Now ₹676.0High ₹1125.0
⧉ Strategy Fit 🔒