₹359.95
+1.41% today
· 30d -7.86%
as of 2026-09-04
Price · Daily Candles
“FIIs and DIIs boost stakes in Repco Home Finance as profit growth outpaces revenue.”
Repco Home Finance (REPCOHOME) posted a Q4 net profit increase of 12.04% YoY to ₹135 Cr, outperforming its 6.42% Q4 revenue growth to ₹454 Cr. Despite a slight dip in operating profit, the company's valuation remains attractive with a TTM PE of 5.17 and PB of 0.68, alongside a dividend yield of 2.34%.
BULL CASE
+Q4 net profit surged 12.04% YoY to ₹135 Cr, indicating strong bottom-line performance.
+FIIs increased their stake by 0.69% and DIIs by 0.53% QoQ, signalling growing investor confidence.
+The stock trades at a TTM PE of 5.17, significantly lower than the segment median and below peers like LICHSGFIN (PE 5.5).
+Profitability is high, with a TTM profit margin of 55.46% and a historical 3-year net profit CAGR of 14.55%.
BEAR CASE
−Q4 operating profit saw a slight decline of 0.43% YoY, despite revenue growth.
−The stock is trading 15.38% off its 52-week high of ₹464.45.
−Machine learning models predict weak growth for FCF in the recent 2-year, 4-year, and 7-year rolling periods, with ranks of 0.072, 0.0, and 0.0 respectively.
−The intrinsic value warns of negative free cash flow of -₹923 Cr, representing -37.56% of market cap, highlighting cash flow generation concerns.
⟳ What Changed
₹ Latest Earnings · Q ending 2026-06-30
REVENUE
₹468 Cr
+7.39% YoY
NET PROFIT
₹122 Cr
+5.63% YoY
OPM
87.5%
-2.83pp YoY
EPS
₹19.44
PE 5.17
Intrinsic value · DCF: N/A — Company is currently free-cash-flow negative (-41.0% of mktcap). DCF assumes a going concern generating positive cash flow; a meaningful intrinsic value can only be computed once FCF turns positive. Use the Strategy Fit and ML sections instead.
◇ Sector Position
Repco Home Finance at a TTM PE of 5.17 appears undervalued compared to most peers like Bajaj Housing Finance (PE 27.67) and PNB Housing Finance (PE 12.43), though its ROCE is not readily available for direct comparison.
PEERPEROCE %
REPCOHOME5.17—
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ML Forward Growth Predictions 🔒
68
SCORE / 100
Overall
6-axis composite of the sections below.
Performance
POSITIVE
55
Valuation
CHEAP
90
Growth
STEADY
56
Profitability
HIGH
100
Technicals
NEUTRAL
55
Risk
MODERATE
50
Key Stats
TTM PE
5.17
P/B
0.68
52W HIGH
₹455.9
OFF HIGH
-21.05%
DIV YIELD
2.34%
MKT CAP
₹2251 Cr
◉ Active Signals
MACDNeutral1.2908
RSI(14)Neutral43.43
Near 52W LowBearish7.9
Street Consensus
7 analysts₹490.71
mean target
Low ₹435.0Now ₹359.95High ₹580.0
⧉ Strategy Fit 🔒