ftInvstr
RHFL · Financial Services ₹1.83 +1.67% Mkt Cap ₹88 Cr

RHFL

Financial Services Mortgage Finance
₹1.83
+1.67% today · 30d -5.18%
as of 2026-09-04
Price · Daily Candles
“RHFL's profitability shrinks to zero as market cap drops amidst steep revenue decline.”
RHFL has seen its market capitalization fall to ₹108.0 Cr with a substantial -34.81% return over the last year. Quarterly net profit is at -₹1.0 Cr, annual revenue has collapsed by -74.7% YoY, and long-term revenue CAGR over 5 years stands at a grim -83.04%.
BULL CASE
+The 52-week low for the stock is ₹1.82, suggesting recent declines may be approaching support.
+The company's 'risk' score is rated 'LOW' by the business score, indicating potential stability despite current performance.
+Shareholding patterns show public holding at 97.7%, reflecting broad market participation.
BEAR CASE
RHFL's annual revenue declined significantly by -74.7% year-over-year.
Quarterly net profit is negative at -₹1.0 Cr, with annual net profit also at zero.
The 52-week high was ₹7.78, indicating the current price of ₹2.21 is -71.59% off its peak.
The 5-year revenue CAGR is a stark -83.04%, pointing to a sustained long-term decline in top-line growth.
ML predictions for FCF 1-year growth are weak, with 'fcf_1y_stable_7y' ranking at 0.146.
⟳ What Changed
₹ Latest Earnings · Q ending 2025-03-31
REVENUE
₹0 Cr
-98.93% YoY
NET PROFIT
₹-1 Cr
OPM
-27731.58%
-24756.12pp YoY
EPS
₹-0.01
Intrinsic value · DCF: N/A — ML model predicts severe Δ FCF compression (h1=-50.0%, h2=-50.0%, h3=-50.0% of mktcap), driving projected FCF negative by year 3 despite healthy current FCF. Treating as forecast outlier rather than reporting a misleading ₹0 valuation. Use the Strategy Fit and ML sections instead.
◇ Sector Position
RHFL, with a TTM PE of 4.47, trades at a significantly lower valuation than peers like BAJAJHFL (PE 27.67) and AADHARHFC (PE 19.01), coupled with a negative book value of -0.77.
PEERPEROCE %
RHFL3.64
BAJAJHFL27.672.84
LICHSGFIN5.52.55
PNBHOUSING12.433.35
+ 2 more peers — sign in to view
ML Forward Growth Predictions 🔒

9 ML-predicted forward-growth ranks across sales, EBIT, and FCF.

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43
SCORE / 100
Overall
6-axis composite of the sections below.
Performance UNDERPERFORMER 5
Valuation CHEAP 90
Growth DECLINING 26
Profitability LOW 5
Technicals WEAK 40
Risk LOW 90
Key Stats
P/B
-2.88
52W HIGH
₹5.51
OFF HIGH
-66.79%
MKT CAP
₹88 Cr
◉ Active Signals
MACDNeutral0.0075
RSI(14)Neutral46.91
Near 52W LowBearish7.65
⧉ Strategy Fit 🔒

See which of ftInvstr's 50+ strategies hold RHFL and at what entry.

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